$147 Payment for Everyone: Cash App Settles $12.5M Class Action Eligibility & Payout Dates

$147 Payment from Cash App Settlement 2025: Who Qualifies, How to Claim & Payout Schedule

In 2025, a major class action lawsuit against Cash App’s parent company, Block Inc., has grabbed the attention of users—promising payments of up to $147 for certain people who received unsolicited “referral” texts. Here’s a full breakdown: how this settlement works, who qualifies, how to claim, and when you might get your money.

1. The Settlement — What Happened?

Block Inc. agreed to a $12.5 million settlement in response to a lawsuit alleging that Cash App’s “Invite Friends” feature sent unsolicited text messages to people in Washington state without their consent.

The core issue: messages promoting referrals (e.g. “Use my code, get $5”) were sent to phone contacts of Cash App users, but recipients claim they never opted in. These texts violated Washington’s anti-spam laws.

Block did not admit wrongdoing but settled to avoid protracted litigation.

2. Who Is Eligible?

If you want to know whether you might qualify, here are the general criteria:

• Residence in Washington state at the time you received the message.
• You must have received a referral text from Cash App’s “Invite Friends” program between November 14, 2019 and August 7, 2025.
• You must not have clearly and affirmatively consented to receive that message.

It’s not enough just to be a Cash App user — you must satisfy those legal conditions above.

3. How Much Might You Get?

• Estimated payouts fall in the range of $88 to $147 per claimant.
• The exact amount depends on how many valid claims are filed — the more claimants, the smaller each share might be.
• Note: this is not $147 for everyone — only those whose claims meet all requirements.

4. Payout Schedule & Claim Deadlines

• The claim deadline to submit a valid application is October 27, 2025.
• The final court approval hearing is scheduled for December 2, 2025.
• Payment methods may include direct deposit, check, or electronic transfer (depending on how you submit your claim).

So, if you’re eligible, you must file before October 27 to receive any payment. After court approval, distribution begins.

5. How to File Your Claim

To claim your share:

1. Visit the official settlement website (once live) tied to the Cash App class action.
2. Submit your phone number that received the text message.
3. Indicate your residency in Washington during that period.
4. Confirm that you did not consent to the message in advance.
5. Choose a payment method (bank transfer, check, etc.).

Be careful: fill out the claim honestly — false claims can be disqualified.

6. What This Means

This settlement is a win for consumer privacy — showing that digital platforms can face liability for sending promotional messages without proper permission.

However, it is very narrow in scope:

1. Only Washington residents are eligible.
2. Only those who received specific referral texts qualify.
3. The payout amounts, while helpful, are relatively small per person (max ~$147).

Still, if you satisfy the criteria, it could be a modest cash benefit — so it’s worth checking your eligibility.

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